Spread the Cost of YourDream Fitted Furniture
We've partnered with Kandoo, an FCA-authorised credit broker, to offer flexible personal loans from £500 to £30,000. Get an instant decision with no impact on your credit score.
Simple, Flexible & Transparent
Kandoo makes it easy to spread the cost of your fitted furniture with personal loans designed to fit your budget.
Instant Decision
Get an answer in minutes — no long waits or complicated paperwork.
No Credit Score Impact
Your initial eligibility check uses a soft search that won't affect your credit rating.
£500 to £30,000
Borrow the amount you need — from a single wardrobe to a full home transformation.
Flexible Repayment
Choose repayment terms that suit your budget, with fixed monthly payments.
FCA Authorised
Kandoo is authorised and regulated by the Financial Conduct Authority (FCA).
Apply Online
Quick online application — apply from the comfort of your home, 24/7.
4 Simple Steps to Finance
Choose Your Furniture
Book a free design visit and choose your dream fitted furniture. Your designer will provide a detailed, fixed-price quote.
Apply for Finance
Apply online through Kandoo in minutes. A soft credit check gives you an instant decision with no impact on your credit score.
Get Approved & We Build
Once approved, we start manufacturing your bespoke furniture in our London factory. Typically ready in 2-3 weeks.
Enjoy & Repay Monthly
Your furniture is professionally installed and you repay in comfortable fixed monthly instalments that suit your budget.
What Could Your Payments Look Like?
These are illustrative examples only. Your actual rate and monthly payment will depend on your individual circumstances. Kandoo will provide a personalised quote.
Representative example only. Actual rates depend on your credit profile and the lender's terms. Kandoo is a credit broker, not a lender.
Common Questions About Finance
Ready to Get Started?
Book your free design visit to get a fixed-price quote, then apply for finance through Kandoo — it only takes a few minutes.
Smiths Fitted Wardrobes & Kitchens Ltd does not provide credit and is not a lender. Finance is provided by lenders through Kandoo, an FCA-authorised credit broker (FRN: 665649).